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Ruth Stultz, REALTOR®, real estate agent and broker for Lake Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Call me: Ruth Stultz; 713-962-2777; Ruth Stultz & Company; ruth@ruth-stultz.com


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Thanks for your professionalism, wise counsel, and creativity throughout the negotiating process.
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ruth Stultz is one of The Top Selling Real Estate Experts™
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First Time Homebuyers: Lake Conroe Texas home buying, real estate listings, and homes for sale in Montgomery County, TX
Welcome > For Buyers > First Time Homebuyers ...


Buying Your First Home? REALTORS® Are Your Professional Guides. Make Sure You Choose a Top Expert. 

You might be a bit afraid or intimidated by the whole process of buying your first home. As a top Lake Conroe real estate expert, it's my job to guide you, from beginning to end. 

I will take the time to go through each and every step of the buying process. There are no dumb questions! 

Together, we will consider: 

- How much can you really afford? 

- How to qualify for a mortgage. 

- How much cash you should put down. 

- How to buy a home with little or nothing down. 

- What it takes to get approved for financing. What banks and other financial institutions are looking for. 

- How much your payments will be. 

- The tax advantages of buying. 

- Is renting or buying better for you? 

Tell me a bit about your situation below. I'll get right back to you. There is absolutely no charge, and I offer this to you with no strings attached. 

New to the home buying process? Tell me your concerns. Ask me questions. It's my job to help! There's no obligation, and I promise to get back to you quickly... 

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Real Estate Tips
Pricing >The Asking Price

Picture this...

Your house has been on the market for four weeks. There have been a lot of showings but no offers, so you are wondering if you should consider a price reduction. You want to get as much as you can for your home, but more importantly you want it to sell!

This may be the time to have a frank discussion with your real estate agent. While price may be a major factor, it may not be the only consideration. Are you making your house easy for agents to show? Have you completed the necessary maintenance and cleaning so that your property is as appealing as possible? Review with your agent the current market conditions and the prices of other homes in your neighborhood before determining that a price reduction is in order.

Even though your price may be competitive, the marketplace may be telling you that buyers just won't pay what you would like to get. If all indicators point to a price reduction, it is better to do it sooner rather than later.

See All Tips In The "Pricing" Category >
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Real Estate Trivia
Q 
What is considered one of the key elements of the American dream?

A 
Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year.
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Ruth Stultz, REALTOR®, real estate agent and broker for Lake Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Ruth Stultz
Ruth Stultz & Company

13080 Highway 105 West
Suite 130
Conroe, TX 77304
Phone: 936-447-4700
Fax: 936-447-4702
Email: Ruth@Ruth-Stultz.com

Ruth's objective is to earn your business and referrals through professional aggressive marketing and strict attention to your needs and concerns. Her knowledge of available inventory allows her to find the perfect property for you. Because she lives and works in the Lake Conroe area, Ruth is knowledgeable and familiar with every aspect of this community. After all, Lake Conroe is her neighborhood! As one of America's #1 Real Estate Experts™ in the Lake Conroe area, Ruth is well equipped to guide you through all your real estate needs. Call or email her today!!!

ABRCRSGRIMLSREALTOR


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