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Ruth Stultz, REALTOR®, real estate agent and broker for Lake Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

All agents are NOT alike! Call me: Ruth Stultz; 713-962-2777; Ruth Stultz & Company; ruth@ruth-stultz.com


Buyers Want Your Home for as Little as Possible.
Are you thinking of selling your home? You should know exactly what it's worth before making such an important decision.
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Thanks For Your Professionalism & Wise Counsel
Thanks for your professionalism, wise counsel, and creativity throughout the negotiating process.
Judy Huffhines
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Real Estate - Homes - NUMBER1EXPERTS Sell More!
Ruth Stultz is one of The Top Selling Real Estate Experts™
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Mortgage Prequalification: Lake Conroe Texas home buying, real estate listings, and homes for sale in Montgomery County, TX
Welcome > For Buyers > Mortgage Prequalification ...


Don't Go Shopping for a New Home Before You Know Exactly How Much You Can Spend! 

You might have an idea of the loan payment and mortgage you can afford. But will the bank feel otherwise? It's always best to pre-qualify for a mortgage so you know exactly how much a financial institution would be willing to lend you. 

In the pre-qualification process, you will find out: 

- Exactly how much home or land you can afford. 

- How much cash you will need for the down payment. 

- The minimum down payment, and advantages of higher down payments. 

- What the bank feels you can afford for a monthly payment. 

I help buyers pre-qualify for mortgages every day. Simply fill out the form below to get started. 

Remember: I will respect your privacy! I know this is your personal information, and I will not distribute it to anyone, other than to my preferred mortgage broker. This service is also provided free of charge, without any obligation on your part. It is part of my job as a top Lake Conroe REALTOR® to offer services such as these. 

Once you fill out the form, I will quickly process your information and get right back to you! 

I can help you pre-qualify for your mortgage. It's my job! This is free and without obligation... 

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Real Estate Tips
First Time Buyers >Bargaining

You have done everything that your agent recommended to make your home look wonderful and you have cut your asking price to the bone. Even so, an offer comes in which is so low that you are offended! Is it possible to reconcile your differences and reach a meeting of the minds when presented with such an offer?

It may not take many concessions on your part to make the transaction work if the people who love your house also love to bargain. Even though it may seem that you are far apart in dollar amount or terms of sale, the real distance may not be all that great. Your real estate agent can help you determine if the buyers are ready, willing and able to carry through with the transaction. If they are qualified, the next step involves evaluating your differences. Look for areas where you have some flexibility to negotiate. You may have to go back and forth several times in order to make the transaction work. The trick is to be patient and to not take the process personally!

See All Tips In The "First Time Buyers" Category >
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Real Estate Trivia
Q 
What is considered one of the key elements of the American dream?

A 
Home ownership is considered to a key to the American dream; more than 2 million first-time buyers bought property last year.
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As soon as I list another home for sale, I'll email you. You'll know first.
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Ruth Stultz, REALTOR®, real estate agent and broker for Lake Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Ruth Stultz
Ruth Stultz & Company

13080 Highway 105 West
Suite 130
Conroe, TX 77304
Phone: 936-447-4700
Fax: 936-447-4702
Email: Ruth@Ruth-Stultz.com

Ruth's objective is to earn your business and referrals through professional aggressive marketing and strict attention to your needs and concerns. Her knowledge of available inventory allows her to find the perfect property for you. Because she lives and works in the Lake Conroe area, Ruth is knowledgeable and familiar with every aspect of this community. After all, Lake Conroe is her neighborhood! As one of America's #1 Real Estate Experts™ in the Lake Conroe area, Ruth is well equipped to guide you through all your real estate needs. Call or email her today!!!

ABRCRSGRIMLSREALTOR


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