All agents are NOT alike! Call me: Ruth Stultz; 713-962-2777; Ruth Stultz & Company; ruth@ruth-stultz.com

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Ruth Stultz is one of The Top Selling Real Estate Experts™
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Ruth Stultz, REALTORŽ, real estate agent and broker for Lake Conroe Texas home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Lake Conroe, Texas Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss my Feature Homes.

Need local real estate information? I've summarized much of what is important about the Lake Conroe real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top REALTORŽ. Not even mine! This site is filled with ways that you can contact me for one-on-one expert help and advice. That's my job.

Experienced investor looking for the "right" property? Montgomery County, including Lake Conroe, is experiencing incredible growth and is expected to double in population by the year 2020. The surrounding areas of Conroe, Willis, Magnolia, and The Woodlands stand to benefit from this growth as well. Great real estate opportunities exist here. Because it is a community that has it all, this area is a mecca for you!! Let me help you make an informed real estate decision in today's market.

Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR REALTORŽ. As your trusted, professional real estate partner, I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As a top Lake Conroe REALTORŽ, I have the experience and track record you are looking for. Please let me help.

Ruth Stultz
GRI, ABR, CRS
Texas Real Estate Broker

School Reports in Lake Conroe, Montgomery County and Conroe, Texas

"A model of how the Internet can facilitate the process of deciding where to send your children to school"
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Texas Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Lake Conroe, Montgomery County and Conroe

Financing Your Home >Qualifying For A Loan

It is useful for home buyers to understand the difference between loan pre-qualification and pre-approval. Pre-qualification, which in today's marketplace is usually done by mortgage brokers, means working with the buyers to determine how much they can afford and which loans are the most likely to be available to them. Loan pre-qualification can save buyers time and money and can even be a bargaining tool with a seller. However, pre-qualification is not the same as loan "pre-approval". The mortgage broker can often get the buyer a pre-qualification letter, but pre-approval must be issued by the mortgage lender.

Pre-approval means that the lender has definitely committed to loaning the buyer money, once the house itself is approved. Since it is a much stronger pledge, it is a much more valuable negotiating tool. When you hear someone talking about "pre-approval", they are referring to specific acknowlegment by a lender that they are willing to loan the buyer money. The real estate agent can be of assistance in this process.

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Q	Which famous home designed by Thomas Jefferson showed forms of Greek and Roman architecture?
A	Monticello, begun in 1769, was later enlarged in keeping with its classical forms.
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Ruth Stultz
Ruth Stultz & Company
13080 Highway 105 West
Suite 130
Conroe, TX 77304
Phone: 936-447-4700
Fax: 936-447-4702
Email: Ruth@Ruth-Stultz.com

Ruth's objective is to earn your business and referrals through professional aggressive marketing and strict attention to your needs and concerns. Her knowledge of available inventory allows her to find the perfect property for you. Because she lives and works in the Lake Conroe area, Ruth is knowledgeable and familiar with every aspect of this community. After all, Lake Conroe is her neighborhood! As one of America's #1 Real Estate Experts in the Lake Conroe area, Ruth is well equipped to guide you through all your real estate needs. Call or email her today!!!

CRS GRI MLS REALTOR

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